Written by a "Working-Class American", this book is for "The Working-Class American" that has never been given an education on how to prepare for their financial future. It does not matter if that future is for retirement, or the future of how taxes will affect us all in the future. A Blueprint and Financial Guide for the Working-Class American illustrates the Financial STAR and simply guides the reader through a point-by-point process to help navigate them to choices that have been available for decades. The choices we may have known about but have probably misunderstood. From the trade marked R-TIME through the 5 points in the Financial STAR, the author provides choices and ideas that could possibly make a life changing difference in how anyone can prepare for an unknown future.