Division of Insurance State of Colorado DORA Division of Insurance
Auto Insurance Premiums Report

The Colorado Division of Insurance has created this report, to provide consumers an opportunity to compare auto insurance premium rates in Colorado. The data reported was drawn from a survey of premiums and is current as of July 2023.

To use this report effectively, you must choose one of the four drivers (A, B, C, or D) you are most similar to and level of coverage you would purchase. Then select the city closest to where you live.

Please keep in mind that rating structures used to generate auto premium can vary significantly. Since the rates provided within the survey were quoted using general driver descriptions, they will, in most cases, vary from the premiums actually provided to you. Please contact your insurance agent or the individual insurer to find out your actual cost.

These premiums are for a six month period effective July 1, 2022 based on a 2019 Toyota Camry LE Automatic.5L Automatic. Just as premiums vary by driver, they also vary by vehicle.

*
*
 
Program Definitions:

  Plan 1 Plan 2 Plan 3
Bodily Injury $25,000 per person/ $50,000 per occurrence $50,000 per person/ $100,000 per occurrence $100,000 per person/ $300,000 per occurrence
Property Damage $15,000 $25,000 $50,000
Uninsured/Underinsured Motorist $25,000 per person/ $50,000 per occurrence $50,000 per person/ $100,000 per occurrence $100,000 per person/ $300,000 per occurrence
Medical Payments $5,000 $5,000 $5,000
Comprehensive Collision $1000 deductible $500 deductible $500 deductible
Collision $1000 deductible $500 deductible $500 deductible

Driver Definition:

  • Driver A: 25-yr old male, single, principal operator, less than 10 miles to work one way, no accidents or traffic convictions in three years, 15,000 annual miles.
  • Driver B: 25-yr old female, single, principal operator, less than 10 miles to work one way, no accidents or traffic convictions in three years, 15,000 annual miles.
  • Driver C: 45-yr old male, married, principal operator, less than 15 miles to work one way, no accidents or traffic convictions in three years, 15,000 annual miles.
  • Driver D: 72-yr old female, married, pleasure use only, no accidents or traffic convictions in three years, 7.5k annual miles.

*Indicates Required Field
-> Return to Insurance Premiums Report